Interac e-Transfer – just like sending cash, only now from your online or mobile banking

Interac e-Transfer is a simple, convenient, and secure way to send and receive money directly from one bank account to another. All you need is access to online or mobile banking through a participating financial institution, and you can send money to anyone with an email address or mobile phone number and a bank account in Canada — without sharing any personal or financial information. It's a great alternative to cheques and cash.

How your Interac e-Transfer is protected

With Interac e-Transfer, your money never actually travels by email or text message. Email and text messages are only used to notify the recipient and to provide instructions on how to deposit the money. Your financial institution and your recipient’s financial institution transfer funds using established and secure banking procedures.

Interac e-Transfer rely on several security measures

• Encryption technology
• Confidential user IDs and passwords issued by financial institutions
• A secure login process
• A security question and answer to ensure only the intended recipient receives the money

Always be careful when sending money

An Interac e-Transfer transaction cannot be reversed once the recipient of the funds has deposited the transfer. You must obtain a refund directly from the recipient.

The benefits of Interac e-Transfer

• Send and receive money directly from and to your existing bank account
• The money can be accessed immediately after the transfer is accepted
• To send an Interac e-Transfer, all you need is the recipient's email address or mobile phone number¹
• Never share personal or financial information with the people you send money to: keep your address, phone number and account information private
• The security question protects your transfer from being deposited by unintended recipients
• No need to set up new accounts, user ID or passwords — you're already in online banking
• Email and/or text message carries the notification, so no need to get stamps or to find a mailbox

Tracking your transfer

As a sender - Interac e-Transfer confirmation numbers are saved in your online banking history. In addition, you will receive an email notification and/or text message once the intended recipient has accepted the transfer.

As a recipient - You will receive an email notification and/or text message when the transfer is sent, indicating the amount as well as instructions for depositing it.

Depositing your transfer

You can deposit your transfer by clicking on the link contained in the text message or email notification, or you can type the link contained in the notification into your browser — no matter how you're notified, you can deposit your transfer at any computer or mobile device connected to the Internet.

Click here to view the Interac demo video

Please make the transfer to:

• vaporus.com@gmail.com
• secret question: company name
• secret answer: vaporus
• Please add you order number to the comments